In this policy “RMCI”, “we” and “our” means Risk Management and Corporate Insurance Services Limited.
 
RMCI is committed to protecting your privacy online. Please read the following policy in order to understand how we collect information from or in relation to the rmci.co.uk website and yearabroadinsurance.com website (“Site”) and what we do with it.
 

What data do we collect and how do we use it?

We may collect certain personal information about you for example your name, email address, postal address and telephone number. You are under no obligation to provide such information. However, if you should choose to withhold requested information, we may not be able to respond to you or provide certain services, including the use of our quotation system. We will only use your personal information without your prior consent to respond to your request. We will not pass on your details to third parties without your prior consent unless it is to assist us in responding to your request.
 
You have the right to access, correct or remove the personal data which we hold about you. For further information, please contact the Data Protection Officer, RMCI, 3-4 Tannery House, Tannery Lane, Send, Surrey GU23 7EF. Email: enquiries@rmci.co.uk or ask@yearabroadinsurance.com. Any access request may be subject to a fee of £10.00 to meet our costs in providing you with details of the information we hold about you.
 
We may automatically collect non-personal information about you such as the type of internet browsers you use or the website from which you linked to our Site. You cannot be identified from this information and it is only used to assist us in providing an effective service on this website.
 
We will also use the information you provide to identify visitors, improve the content of our Site and to send you information we think you may find useful including information about new products and services.

 

With whom is the information shared?

We will disclose your information to Insurers and their associated providers for the purposes of providing the services you request. Unless you have already notified us that you do not wish your details to be used for other purposes, your details may also be used by us, Insurers and their associated providers or YearAbroadInsurance.com for marketing purposes. If you do not want your data to be used for marketing purposes and you have not already notified us please write to the Data Protection officer at the address above, or email us at: askus@yearabroadinsurance.com
 

Other websites

This Site contains links to other websites and you may have linked to this Site from another website. We are not responsible for the content or privacy policies of such sites. Please ensure that if you do click on any of our links that you read the privacy and cookie policy of the site you are visiting as you may be required to pass your personal information to that third party.


Information

By continuing to browse and use our website you consent to the collection and use of personal information as set out in this policy.

Before providing us with any third party information please ensure you have the permission of the person to do so and that they are informed about how their data may be used.


Where we store your personal data

The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area ("EEA"). It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers. Such staff maybe engaged in, among other things,  the fulfilment of your order, the processing of your payment details and the provision of support services. By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.


Changes to our privacy policy

Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by e-mail. Please check back frequently to see any updates or changes to our privacy policy.


Cookies


What is a cookie?


Cookies are files containing small amounts of information which are downloaded to the device you use when you visit a website.  Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognises that cookie.  Cookies do lots of different and useful jobs, such as remembering your preferences, and generally improving your online experience.  There are different types of cookies.  They all work in the same way, but have minor differences.

Using cookies


Year Abroad Insurance is committed to protecting you and any data that we collect about you online.  This section tells you how we use cookies, why, and how this allows us to improve our service. It also tells you how you can manage what cookies are stored on your device. 


By using our website you agree that this Cookie Policy applies to that use in addition to any other terms and conditions which may apply. 


We reserve the right to make changes to our Cookie Policy.  Any such changes shall become effective immediately. Your continued use of our website is taken as meaning that you agree to any such changes.

Session cookies


Session cookies last only for the duration of your visit and are deleted when you close your browser.  These facilitate various tasks such as allowing a website to identify that a user of a particular device is navigating from page to page, supporting website security or basic functionality.  The only session cookie we currently use on our Site is: ASP.NET_SessionID which is a first party cookie.

Functionality cookies


Persistent cookies last after you have closed your browser, and allow a website to remember your actions and preferences. We do not use persistent cookies.

First and third party cookies


Whether a cookie is a first or third party cookie depends on which website the cookie comes from.  First party cookies are those set by or on behalf of the website visited.  All other cookies are third party cookies.  The only first party and third party cookies we currently use on our Site are:


__utma - Google Analytics, third party

__utmb - Google Analytics, third party

__utmc - Google Analytics, first party

__utmz - Google Analytics, third party


Strictly necessary cookies


These cookies are essential in order to enable you to move around the website and use its features and security. Without these cookies services you have asked for, such as applying for the product cannot be provided. Examples of these type of cookies used by Year Abroad Insurance are navigation and content management systems.

Performance cookies


These cookies collect information about how visitors use our web site, for instance which pages visitors go to most often, and if they get error messages from web pages.  These cookies don't collect information that identifies a visitor although they may collect the IP address of the device used to access the site. All information these cookies collect is anonymous and is used to improve how a website works, the user experience and to optimise our advertising.  By using our websites you agree that we can place these types of cookies on your device, however you can block these cookies using your browser settings.  See "First and third party cookies" above for details of performance cookies currently used on the site.

Additional information


From time to time, we may embed external content from third party websites within our website. Additionally, we partner with third parties who provide services for us which you can navigate to from our website.  These third parties may use cookies, you can find out about their approach to cookies on their websites.

Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.


What if I don't want to accept cookies?


If you wish to restrict or block the cookies which are set by any website you should do this through the browser settings for each browser you use, on each device you use to access the internet.


Please be aware that some of our services will not function if your browser does not accept cookies.  However, you can allow cookies from specific websites by making them “trusted websites” in your internet browser.  


Alternatively, you may wish to visit allaboutcookies.org which contains information on how to do this on a wide variety of browsers.
 
IMPORTANT: Our Year Abroad Travel Insurance policy is for full and part-time students who are between 16 and 75 years of age at the commencement of the policy. The policy has been designed to cover you for up to 18 months for theft, loss or damage of your personal property, and if you get seriously ill or injured abroad for your medical expenses and return trip home.

Quick Quote
Our online quote facility is currently unavailable as it’s being updated and improved.
 
You can however, get a quote in less than 5 minutes over the phone from our experienced UK-based customer service team.
 
Call Us Now - 02392 419 077
Monday to Friday, 8am - 6pm
Please note that we are closed Bank Holidays and weekends. Telephone calls may be recorded for training and compliance purposes.
We have a new
insurer! Year Abroad
Travel Insurance now
has two levels of
cover to choose from
and new gadget cover!
Find out more.

Policy issued pre 06/03/2017?