In this policy “RMCI”, “we” and “our” means Risk Management and Corporate Insurance Services Limited.
RMCI is committed to protecting your privacy online. Please read the following policy in order to understand how we collect information from or in relation to the rmci.co.uk website and yearabroadinsurance.com website (“site”) and what we do with it.
What data do we collect and how do we use it?
We may collect certain personal information about you for example your name, email address, postal address and telephone number. You are under no obligation to provide such information. However, if you should choose to withhold requested information, we may not be able to respond to you or provide certain services, including the use of our quotation system. We will only use your personal information without your prior consent to respond to your request. We will not pass on your details to third parties without your prior consent unless it is to assist us in responding to your request.
You have the right to access, correct or remove the personal data which we hold about you. For further information, please contact the Data Protection Officer, RMCI, 3-4 Tannery House, Tannery Lane, Send, Surrey GU23 7EF. Email: email@example.com or firstname.lastname@example.org
We may automatically collect non-personal information about you such as the type of internet browsers you use or the website from which you linked to our site. You cannot be identified from this information and it is only used to assist us in providing an effective service on this website.
We will also use the information you provide to identify visitors, improve the content of our Site and to send you information we think you may find useful including information about new products and services.
With whom is the information shared?
We will disclose your information to QBE Insurance (Europe) Limited and associated providers for the purposes of providing the services you request. Unless you have already notified us that you do not wish your details to be used for other purposes, your details may also be used by us, QBE or YearAbroadInsurance.com for marketing purposes. If you do not want your data to be used for marketing purposes and you have not already notified us please write to the Data Protection officer at the address above, or email us at: email@example.com
By continuing to browse and use our website you consent to the collection and use of personal information as set out in this policy.
Before providing us with any third party information please ensure you have the permission of the person to do so and that they are informed about how their data may be used.
What is a cookie?
Cookies are files containing small amounts of information which are downloaded to the device you use when you visit a website. Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognises that cookie. Cookies do lots of different and useful jobs, such as remembering your preferences, and generally improving your online experience. There are different types of cookies. They all work in the same way, but have minor differences.
Session cookies last only for the duration of your visit and are deleted when you close your browser. These facilitate various tasks such as allowing a website to identify that a user of a particular device is navigating from page to page, supporting website security or basic functionality. The only session cookie we currently use on our site is: ASP.NET_SessionID which is a first party cookie.
Persistent cookies last after you have closed your browser, and allow a website to remember your actions and preferences. We do not use persistent cookies.
First and third party cookies
Whether a cookie is a first or third party cookie depends on which website the cookie comes from. First party cookies are those set by or on behalf of the website visited. All other cookies are third party cookies. The only first party and third party cookies we currently use on our site are:
__utma - Google Analytics, third party
__utmb - Google Analytics, third party
__utmc - Google Analytics, first party
__utmz - Google Analytics, third party
Strictly necessary cookies
These cookies are essential in order to enable you to move around the website and use its features and security. Without these cookies services you have asked for, such as applying for the product cannot be provided. Examples of these type of cookies used by Year Abroad Insurance are navigation and content management systems.
These cookies collect information about how visitors use our web site, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don't collect information that identifies a visitor although they may collect the IP address of the device used to access the site. All information these cookies collect is anonymous and is used to improve how a website works, the user experience and to optimise our advertising. By using our websites you agree that we can place these types of cookies on your device, however you can block these cookies using your browser settings. See "First and third party cookies" above for details of performance cookies currently used on the site.
What if I don't want to accept cookies?
If you wish to restrict or block the cookies which are set by any website you should do this through the browser settings for each browser you use, on each device you use to access the internet.
Please be aware that some of our services will not function if your browser does not accept cookies. However, you can allow cookies from specific websites by making them “trusted websites” in your internet browser.
Alternatively, you may wish to visit allaboutcookies.org
which contains information on how to do this on a wide variety of browsers.